The lack of liquidity can make reselling acquired assets impossible or very difficult. Investors may be forced to accept a significant discount compared to the purchase price or find themselves completely unable to find a buyer. Exit timelines are generally not guaranteed, which increases financial risk.

False. Although the presence of an AMF registration number is an important criterion, it alone is not sufficient to guarantee the safety of an investment. It is also necessary to check the absence from blacklists, the credibility of advertised returns, asset liquidity, and other criteria for a comprehensive risk assessment.

False. Liquidity risk particularly affects these investments due to the absence of an organized secondary market. Reselling acquired assets can prove impossible or very difficult, and exit timelines are generally not guaranteed. This makes these investments illiquid and risky.

The AMF's prudential rule recommends not allocating more than 10% of one's financial assets to atypical investments. This helps limit exposure to the specific risks associated with these investments, such as capital loss, low liquidity, and fraud risk.

Tools for verifying legitimacy include consulting the AMF's blacklists and whitelists, searching the REGAFI register for authorized financial service providers, and consulting ORIAS for intermediaries. These tools help identify regulated entities and avoid scams.

Capital loss risk is the fundamental risk of atypical investments. Unlike regulated savings accounts or euro-denominated life insurance funds, no guarantee protects the invested capital. The value of acquired assets can decrease substantially or even become worthless in the event of intermediary failure or lack of demand for the asset. AMF data for 2024 reveals an average loss of €29,000 per victim of atypical investment fraud.

According to data published by the AMF for 2024, the average reported loss per victim of atypical investment fraud is €29,000. This figure underscores the critical importance of rigorous risk assessment before any investment.

Warning signs include promises of high guaranteed returns with no risk, phrases evoking 'financial freedom' or 'passive income,' urgency to subscribe with 'limited-time offers,' aggressive solicitation, pressure for a quick decision, requests for wire transfers to foreign accounts, and the inability to reach the contact person after the first payment. These indicators are essential for identifying fraudulent practices.