Knowledge Base

Who bears the account-keeping fees for an active employee in an employee savings scheme?

The employee

The employer

The unit account keeper-custodian

The State

Which institutions are eligible to serve as unit account keepers-custodians for employee savings schemes under the loi PACTE?

Banks and insurance companies

Credit institutions and investment firms authorized by the ACPR

Portfolio management companies

Pension funds

What is the maximum employer matching contribution cap for a Collective Retirement Savings Plan (PER Collectif) in 2025?

5,000 euros

7,536 euros

10,000 euros

12,000 euros

What is the lock-up period for assets in a Company Savings Plan (PEE) in the absence of early release provisions?

Three years

Five years

Ten years

The duration of the employment contract

Categorize items by dragging them to the appropriate zones

Items to categorize:

Transmission of details of completed transactions

Reception of subscription orders

Preparation of an annual statement of financial instruments held

Management of individual transfers between plans

Categories:

Information obligations

Operational obligations

Establishing a Company Savings Plan (PEE) is mandatory for all companies, regardless of their size.

True

False

An employee can choose to maintain their assets in an employee savings plan after leaving the company without additional fees.

True

False