Which ratio is used to assess the short-term risk of over-indebtedness under the Consumer Code?
Which life events can affect a client's financial situation under French law?
What mechanism can be recommended to a client in a critical situation of over-indebtedness?
What are the quantitative indicators used to analyze an individual client's insolvency?
The manifest inability of a natural person acting in good faith to meet their debts.
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The ability to bear capital losses must be assessed before any investment recommendation under MiFID II.
Categorize items by dragging them to the appropriate zones
Items to categorize:
Financial resources
Financial liabilities
External factors
A client whose debt ratio is below one is considered solvent under the Consumer Code.