Knowledge Base

Which French banks are classified as global systemically important banks (G-SIBs) in 2024 and in which category?

BNP Paribas (category 1), Crédit Agricole (category 2), Société Générale (category 1), BPCE (category 2)

BNP Paribas (category 2), Crédit Agricole (category 2), Société Générale (category 1), BPCE (category 1)

BNP Paribas (category 1), Société Générale (category 2), Crédit Agricole (category 1), BPCE (category 2)

BNP Paribas (category 2), Société Générale (category 1), Crédit Agricole (category 1), BPCE (category 2)

What is the primary objective of the systemic importance criterion for financial institutions?

To assess the profitability of financial institutions.

To identify institutions whose failure could have destabilising effects on the financial system.

To determine bank executive salaries.

To measure customer satisfaction.

What is the distinctive feature of the countercyclical buffer calibration in France?

It is set at a fixed rate of 1% with no possibility of variation.

It can range from 0% to 2.5% with the possibility of going higher with justification.

It is always below 1% to avoid distortions.

It is not used in France.

What is the current rate of the countercyclical buffer in France since January 2024?

0.5%

1.5%

The systemic risk related to crypto-assets is considered significant by Banque de France in 2024.

True

False

Growth-at-risk model

Click to see answer

Categorize items by dragging them to the appropriate zones

Items to categorize:

Countercyclical buffer

Sectoral systemic risk buffer

Debt-to-income ratio for mortgage lending

Categories:

Cyclical stabilisation tool

Sectoral targeting tool

Housing market regulation tool

Categorize items by dragging them to the appropriate zones

Items to categorize:

Countercyclical buffer

Mortgage lending framework with debt-service-to-income (35%) and duration (25 years) standards

Power to temporarily block life insurance surrenders

Buffers for systemically important institutions

Categories:

France-specific

Common to multiple jurisdictions

Commercial real estate in France does not present significant vulnerabilities in 2024.

True

False