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Questions

Which article of the Civil Code governs the retroactive effect of the nullity of a financial contract?

Article 1177
Article 1178
Article 1179
Article 1180

What is the legal period to exercise the right of withdrawal for distance financial services under the Consumer Code?

7 calendar days
10 business days
14 full calendar days
30 calendar days

What are the possible financial consequences when the consumer expressly requests the commencement of the service before the expiration of the withdrawal period?

No payment is due if the consumer withdraws
The consumer must pay the full cost of the service
The consumer must pay only the part of the service already provided, if the amount was communicated in advance
The provider may charge penalties

What are the consequences of a late refund following a withdrawal?

No financial consequences
Fixed penalties of 5%
Progressive surcharges according to a specific schedule
Automatic cancellation of the contract

The right of withdrawal applies to financial instruments such as shares and bonds.

True
False

The consumer may be required to pay the full cost of the service if they withdraw after requesting its performance.

True
False

Maximum refund period after withdrawal

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Categorize items by dragging them to the appropriate zones

Items to categorize:

Express request from the consumer to commence the service
Financial instruments (shares, bonds)
Prior information on the amount due
Order reception-transmission services
Categories:

Contracts excluded from the right of withdrawal

Conditions for applying charges after withdrawal