Knowledge Base

Which ESMA guideline requires providing the client with the overall package price as well as the price of each component sold separately?

Guideline 5

Guideline 3

Guideline 1

Guideline 7

Which article of MiFID II requires the suitability assessment to cover the package as a whole when investment advice recommends a package?

Article 24(11)

Article 25(2)

Article 30(4)

Article 15(7)

What type of fees must be included in the detailed cost breakdown for a bundled offer according to ESMA?

Administration fees only

Administration fees, transaction fees, and any early exit penalties

Transaction fees only

Administration fees and early exit penalties

The overall risk profile of a package can be identical to that of the components purchased separately.

True

False

Subscription forms for bundled offers must contain pre-ticked boxes imposing the purchase of the package.

True

False

Main requirement regarding the presentation of bundled offers according to ESMA?

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Categorize items by dragging them to the appropriate zones

Items to categorize:

Each component available separately

At least one element accessible only within the package

Categories:

Bundled offers

Tied offers

According to Article 24(11) of MiFID II, what is the fundamental distinction between a bundled offer and a tied offer?

A bundled offer includes products available only together, while a tied offer allows purchasing components separately.

A bundled offer allows purchasing components separately, while a tied offer requires that certain components are only available within the package.

Both types of offers impose the same legal obligations.

Bundled offers are always more advantageous than tied offers.