Knowledge Base

← Financial Security: AML/CFT, Anti-Corruption, and Sanctions

Questions

Which directive requires consultation of the beneficial ownership register and reporting of discrepancies to the registrar?

The MiFID II directive
The 4th Anti-Money Laundering Directive
The 5th Anti-Money Laundering Directive
The IDD (Insurance Distribution Directive)

Which article of the Code monétaire et financier imposes a five-year retention period for transaction-related documents?

Article L.561-5-1
Article L.561-6
Article L.561-12
Article L.561-47-1

What is the minimum frequency for updating information on high-risk clients in accordance with FATF recommendations?

Every 3 years
Every 6 months
Every year
Every 5 years

What event must imperatively trigger an update of client information according to the AMF?

A change of season
An international sporting event
A significant change in personal or professional circumstances
A minor variation in interest rates

The GDPR prohibits any data retention beyond its usefulness for the commercial relationship.

True
False

Minimum retention period for due diligence documents

Click to see answer

Digitization of regulatory client files is prohibited.

True
False

Categorize items by dragging them to the appropriate zones

Items to categorize:

Copy of a valid identity document
Transaction history
Business relationship initiation document (DER)
Completed and signed KYC questionnaire
Categories:

Identification and identity verification

Knowledge of the business relationship

Contractual documents

Monitoring